Learn about the scope of insurance coverage
1
The theft of parcels fraudulently obtained for transport by:
a legally operating transport company or
persons who falsely claimed to be a specific carrier
is one of the biggest problems in the transport industry in recent times. The problem is serious because these are usually very high-value losses and, at the same time, OCPD insurance either does not cover these cases or the insurance cover is very limited.
2
An overly strict parking clause may significantly hinder or prevent a carrier from conducting transport activities or expose them to a lack of insurance coverage. Such a clause may exclude parking, for example, at motorway car parks, petrol stations or unloading sites. It may also stipulate that the vehicle must be parked directly in a beam of light, which is not always possible, or that the petrol station must be large, whatever that means, and open at the time of parking.
The parking clause proposed by Transbrokers provides for the possibility of parking the vehicle in a car park for lorries or a car park adapted for lorries (e.g. MOP), including those located at a petrol station, hotel or motel, which are monitored and illuminated and located directly on the main road. When waiting for unloading, parking is possible in a public area located in the immediate vicinity of the recipient's location, including visitor car parks located outside the fenced and guarded area of the recipient's location, provided that such parking does not exceed 12 hours.
3
The insurance cover also includes the Insured’s civil liability for damage resulting from gross negligence, including damage caused by a gross violation of traffic regulations while performing a transport order or intentional fault on the part of the Insured’s employees or subcontractors.
4
In the event of damage to the shipment during transport, the Carrier may seek assistance from an insurance assessor. If the damage to the shipment was caused by reasons attributable to the sender, the recipient, the nature of the goods or force majeure, our assessor will help the Carrier to be released from liability.
5
In transport, it is important to liquidate damages quickly and efficiently. The best solution is to allow the Carrier to liquidate the damages themselves. The General Terms and Conditions prepared by Transbrokers stipulate that if, in the Carrier's opinion, the value of the damage to the consignment does not exceed EUR 5,000, the Carrier and the recipient may draw up a damage report themselves, together with photographic documentation. Thanks to this, the vast majority of damage can be settled using this convenient and simplified formula.
6
The General Terms and Conditions prepared by Transbrokers stipulate that the Insurer shall:
up to EUR 25,000 per event, if necessary to enable the Insured to continue transport or perform the forwarding service, and the circumstances of the event indicate the Insured's liability.
7
The General Terms and Conditions prepared by Transbrokers provide the carrier with insurance protection in the event that it or its subcontractor accepts:
The declaration of value or special interest in delivery should be included in the consignment note, contract of carriage or other transport document. If the carrier and the customer have not agreed with the sender on additional remuneration for accepting the above-mentioned declaration, then – in accordance with the General Terms and Conditions – it is assumed that it is included in the carriage charge (freight).
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Transbrokers.eu Sp. z o.o.
ul. Na Ostatnim Groszu 3
54-207 Wrocław
West 4 Business Hub, piętro II
